Michael Hand sent a message to Richard Fairbank that said:
Richard in 2014 I hit a bump in the road and had a charge off with Capital One. I paid my debt to Capital One and have since gotten my credit somewhat on track. The accounts ending in 6817 and 5058 are still showing on my credit report. I would like to ask for a one time favor of removing these from my credit report. I can be reached at 256-303-8511 or the email address above. Thank you Michael Hand
