Richard Porter Ray sent a message to Ajaypal Singh Banga - President and Chief Executive Officer of MasterCard - Email Address that said:
My only income is from my ideas. If you use them, please pay what you think it is worth.
Idea
Make a home card terminal that will work on a home computer and send encrypted information to a seller when buying online.
This could also use the chip technology. It would have to sell for less than fifty dollars and use the computers connection to the internet. Contact me if you are interested, as there is more.
Richard Ray
